I’m very grateful that I am able to do my studies and work from home. It gives me a chance to do things around the house that I never used to have time for. Now, I have time during the day to spend more time with my daugter, and my husband and not feel that I’m missing out on anything. It’s a big difference being able to wake up, still early but it’s on my terms, and without an alarm clock. Now if I can just get up and going to my debt consolidation loans bad credit class, I’d be all set.